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At SK Bima, we believe protecting your future should be simple, accessible, and hassle-free. That’s why we make insurance simple, accessible, and easy to understand, helping you safeguard what matters most. Whether you want to safeguard your family's financial future, manage healthcare expenses, or protect your vehicle against unforeseen risks, we bring together trusted insurance solutions tailored to your needs under one roof. Backed by the legacy and trust of SK Finance, we are committed to making insurance easy to understand, easy to choose, and easy to manage.

With expert guidance, seamless support, and access to leading insurance partners, SK Bima helps you make informed choices, stay prepared for life's uncertainties, and remain financially protected through every stage of life.

At SK Finance Limited, we know that protecting your loved ones and securing your future is one of priorities. That’s why we distribute a wide range of insurance solutions from our partners tailored to meet your unique needs and life goals. Whether you're planning for tomorrow with a life insurance policy, safeguarding your health with health insurance, protecting your vehicle with motor insurance, or covering your loans with Loan Suraksha, we’ve got you covered. Our partnerships with leading insurance providers, registered with IRDAI, ensure that you receive trusted coverage, affordable premiums, and reliable support—all with minimal paperwork and a hassle-free process. Start planning today and experience peace of mind with the right insurance plan for you and your family.

Secure your tomorrow—one policy at a time.

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ICICI Lombard General Insurance Company Limited
Go Digit Life Insurance Limited
HDFC Life Insurance Company Limited
Axis Max Life Insurance Limited
Cholamandalam Ms General Insurance Company Limited
Care Health Insurance Limited
ShriRam General Insurance Co. Ltd.
Tata Aig General Insurance Company Ltd.
Go Digit General Insurance Ltd.
Magma HDI General Insurance Company Ltd.
Universal Sompo General Insurance Co Ltd.
ICICI Prudential Life Insurance
Bajaj Life Insurance Ltd.
IFFCO Tokio General Insurance Co. Ltd.
Niva Bupa Health Insurance Company Limited
SBI General Insurance Company Ltd.
ICICI Lombard General Insurance Company Limited
Go Digit Life Insurance Limited
HDFC Life Insurance Company Limited
Axis Max Life Insurance Limited
Cholamandalam Ms General Insurance Company Limited
Care Health Insurance Limited
ShriRam General Insurance Co. Ltd.
Tata Aig General Insurance Company Ltd.
Go Digit General Insurance Ltd.
Magma HDI General Insurance Company Ltd.
Universal Sompo General Insurance Co Ltd.
ICICI Prudential Life Insurance
Bajaj Life Insurance Ltd.
IFFCO Tokio General Insurance Co. Ltd.
Niva Bupa Health Insurance Company Limited
SBI General Insurance Company Ltd.

Health Insurance

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Protect Your Health, Preserve Your Wealth Medical emergencies can be unpredictable and financially draining. Health insurance is designed to protect you and your family from the high cost of hospitalization, medical procedures, and post-treatment care. At SK Finance Limited, we distribute comprehensive health insurance solutions through our trusted insurance partners—ensuring you receive the best care without financial stress. With flexible plan options, cashless claim facilities, and coverage for individual and family needs, these health insurance offerings are designed to support your well-being at every stage of life.

Key Benefits
star-green.svgCashless treatment at 10,000+ hospitals
star-green.svgPre and post hospitalization coverage
star-green.svgDay care procedures covered
star-green.svgAnnual health check-ups
star-green.svgNo claim bonus benefits
star-green.svgTax benefits under Section 80D
Available Plans & Features
tick-green.svgIndividual Health Insurance
tick-green.svgFamily Floater Plans
tick-green.svgSenior Citizen Health Plans
tick-green.svgCritical Illness Cover
tick-green.svgPersonal Accident Insurance
tick-green.svgGroup Health Insurance

Life Loan Suraksha/Life Insurance

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Secure Your Loan, Protect Your Family’s Future Taking a loan is a financial commitment—but life is unpredictable. Loan Suraksha, or Loan Protection Insurance, is designed to cover your loan liabilities in case of unforeseen events such as death. At SK Finance Limited, we distribute Loan Suraksha plans that ensure your loved ones are not burdened with your unpaid loan liabilities during difficult times. These Loan Protection solutions are affordable, easy to enroll, and integrated seamlessly with your loan—offering complete peace of mind for both you and your family.

Key Benefits
star-green.svgComplete loan amount coverage
star-green.svgAffordable premium rates
star-green.svgEasy claim process
star-green.svgNo medical examination required
star-green.svgFlexible coverage options
star-green.svgPeace of mind for family
Available Plans & Features
tick-green.svgHome Loan Protection
tick-green.svgPersonal Loan Protection
tick-green.svgBusiness Loan Protection
tick-green.svgVehicle Loan Protection
tick-green.svgCredit Card Protection
tick-green.svgEducation Loan Protection

Motor Insurance

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Drive with Confidence—Stay Protected on Every Journey Owning a vehicle comes with the responsibility of ensuring its protection. Motor insurance safeguards you against financial losses arising from accidents, theft, natural calamities, and third-party liabilities. At SK Finance Limited, we distribute reliable and affordable motor insurance solutions through our trusted insurance partners—covering automobiles. With simple documentation, quick claim settlements, and customizable add-ons, these motor insurance plans are designed to provide peace of mind every time you hit the road.

Key Benefits
star-green.svgCashless Garages
star-green.svgOwn Damage Cover
star-green.svgThird Party Liability
star-green.svgPersonal Accident Cover
star-green.svgNo Claim Bonus
star-green.svgOptional Covers
Available Plans & Features
tick-green.svgCar Insurance
tick-green.svgTwo Wheeler Insurance
tick-green.svgCommercial Vehicle Insurance
tick-green.svgThird Party Insurance
tick-green.svgComprehensive Coverage
tick-green.svgZero Depreciation Cover

Our Insurance Partners

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SK Finance has adopted an open architecture approach, partnering with leading insurers across Life, Health, and General categories to offer comprehensive insurance solutions.

S.No.Insurance CompanyTypeAgreement DateWebsiteInsurance Product Brochure
1ICICI Lombard General Insurance Company LimitedGeneral2025-03-06Visit Website
2Go Digit Life Insurance LimitedLife2025-03-07Visit Website
3HDFC Life Insurance Company LimitedLife2025-02-28Visit Website
4Axis Max Life Insurance LimitedLife2025-03-10Visit Website
5Cholamandalam Ms General Insurance Company LimitedGeneral2025-06-03Visit Website
6Care Health Insurance LimitedHealth2025-09-19Visit Website
7ShriRam General Insurance Co. Ltd.General2026-01-01Visit Website
8Tata Aig General Insurance Company Ltd.General2026-01-01Visit Website
9Go Digit General Insurance Ltd. General2026-01-28Visit Website
10Magma HDI General Insurance Company Ltd.General2026-02-05Visit Website
11Universal Sompo General Insurance Co Ltd.General2026-01-20Visit Website
12ICICI Prudential Life InsuranceLife2026-01-29Visit Website
13Bajaj Life Insurance Ltd.Life2026-03-07Visit Website
14IFFCO Tokio General Insurance Co. Ltd.General2026-03-09Visit Website
15Niva Bupa Health Insurance Company LimitedHealth2026-03-13Visit Website
16SBI General Insurance Company Ltd.General2026-05-15Visit Website

Why Choose SK Finance for Insurance?

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Trusted Partner
IRDAI registered corporate agent with proven track record
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Easy Process
Simple application process with minimal documentation
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Customer First
Dedicated support throughout your insurance journey
Grievance Redressal

SK Finance Limited is registered with IRDAI as a Corporate Agent (Composite) and will ensure adherence to all the rules & regulations issued by IRDAI & RBI with respect to redressal of grievances relating to insurance. The Customer may connect with the Customer Care team of the SKFL on the details mentioned on https://www.skfin.in/contact-usoffices where complaints related to insurance products sold by the Company may be submitted by the Customer. The Company shall acknowledge the complaint and facilitate redressal of the same within 14 days of the receipt of such complaint with the help of Insurance partner. The Company will also ensure adherence to the Code of Conduct as prescribed under IRDAI and RBI Regulations.

Disclaimer

SK Finance Limited ("SKFL") has registered itself with Insurance Regulatory and Development Authority of India ("IRDAI") and is licensed to act as a Corporate Agent. Accordingly, SKFL has entered into Corporate Agency Agreement with various Insurance Companies for distribution of their insurance products.

For all the policies solicited by SKFL, the contractual agreement shall be made between the respective insurance company and the insured person only. SKFL is merely a Corporate Agent whereas the underlying risk shall be underwritten by respective Insurers. There is no direct/indirect association between the lending services offered by SKFL and usage of the product and/or in the scheme offered by the partner Insurance Companies. Customers' participation in the insurance products/schemes is purely on a voluntary basis and shall be at their own free will.

SKFL is neither liable nor responsible for any claim, dispute, liability, loss, shortfall or the like resulting from/under the insurance products, though the Company will surely support and guide its customers in the entire claim process.

SK Finance Limited (CIN: U65923RJ1994PLC009051) is a Middle Layer NBFC registered with the Reserve Bank of India and is registered as a Corporate Agent (Composite) having IRDAI Registration No. : CA1009 valid till 17-Dec-2027

NOTE: BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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