टू-व्हीलर लोन - शुल्कों की अनुसूची
PARTICULARS | CHARGES | PARTICULARS | CHARGES |
|---|---|---|---|
| Bounce charges/ Instruction Revocation Charges / Dishonor charges | Rs. 500/- per bounce | Seizing Charges | Upto ₹ 5,000 per incidence |
| Cheque Swapping charges | Rs. 500/- per swaps | Loan statement charge | NA |
| Foreclose Statement Charges | Rs. 500/- | Duplicate NOC issuance charges | Rs. 1,000/- |
| Valuation Charges | Not Applicable | Legal and courier charges | Rs. 1,000/-, once in whole tenor, if collection charges are levied |
| Collection Charges | Rs. 250/- if delay in deposit of EMI by more than 14 days from the due date | Late Payment Charges | 3% per month of Amount Due (Overdue EMI) |
| HPN deferral charges | Not Applicable | Loan Cancellation charges | upto Rs. 10,000/- |
| Insurance Transfer Charges | Not Applicable | RC extract charges | Upto Rs. 100/- |
| RTGS/NEFT Charges | Rs. 100/- on every RTGS/NEFT transaction of disbursement | Third party insurance charges | Not Applicable |
| Collection visit charges | Rs. 250/- per visit upto 2 times in a month | Prepayment/foreclosure charges | 5% of principal outstanding |
| NACH rejection charges | Rs. 1000/- once in whole tenor post rejection of NACH mandate | Deferral charges | Not Applicable |
| Processing Fee | Upto 4% of the sanctioned amount | Any regulatory/ statutory reporting charges | As per actual amount |
| RTO Payable | As per actual amount | Other Charges* | As per actual amount |
| Part prepayment charges | 5% of the part principal prepaid | Default Period Interest | Interest on Amount due (Overdue EMI) at the contracted rate of interest till such default is cured by the Borrower |
| SMS alert charges | Rs. 15/- per quarter | Yard Parking | Upto Rs. 50/- per day per vehicle |
| Revalidation of NOC/ Removal of Hypothecation (On request basis) | Rs. 500/- | - | - |
| Delay in Hypothecation | In the event the customer does not hypothecate/ mortgage security within 7 days from the date of disbursement of loan, the Company shall charge INR 30 per day (post expiry of 7 days) till the time such hypothecation/ mortgage is registered in favour of the Company and intimated or updated in the records of the Company. | ||
टिप्पणी:-
- Applicable GST charges shall be levied as per the statutory requirement.
- *The Company shall be permitted to levy any other charges in the nature of reimbursement from the customer like, legal charges, RTO charges etc. including applicable taxes. The Company may levy any additional charges on cases to case basis as defined in the term of agreement."
