ट्रैक्टर लोन - शुल्कों की अनुसूची
PARTICULARS | CHARGES | PARTICULARS | CHARGES |
|---|---|---|---|
| Bounce charges/ Instruction Revocation Charges / Dishonour charges | Rs. 500/- per bounce | Delay in Hypothecation | In the event the customer does not hypothecate/ mortgage security within 7 days from the date of disbursement of loan, the Company shall charge INR 30 per day (post expiry of 7 days) till the time such hypothecation/ mortgage is registered in favour of the Company and intimated or updated in the records of the Company. |
| Cheque Swapping charges | Rs. 500/- per swaps | Seizing Charges | Upto ₹ 10,000 per incidence |
| Foreclose Statement Charges | Rs. 500/- | Prepayment/foreclosure charges | 5% of principal outstanding |
| Valuation Charges | Rs. 800/- including taxes (for the states in west region) Rs. 700/- including taxes (for other states) | Loan statement charge | Rs. 250/- |
| Collection Charges | Rs. 250/- if delay in deposit of EMI by more than 14 days from the due date | Duplicate NOC issuance charges | Rs. 1,000/- |
| HPN deferral charges | NA | Legal and courier charges | Rs. 1,000/-, once in whole tenor, if collection charges are levied |
| Insurance Transfer Charges | Rs. 250/- including taxes | Late Payment Charges | 3% per month of Amount Due (Overdue EMI) |
| RTGS/NEFT Charges | Rs. 100/- on every RTGS/NEFT transaction of disbursement | Loan Cancellation charges | upto Rs. 10,000/- |
| Collection visit charges | Rs. 250/- per visit upto 2 times in a Month | RC extract charges | Upto Rs. 100/- |
| NACH rejection charges | Rs. 1000/- once in whole tenor post rejection of NACH mandate | Third party insurance charges | Rs. 1,500/- inculding taxes |
| Processing Fee (Including Stamp Duty Charges) | Upto 4% of the sanctioned amount | Part prepayment charges | 5% of the part principal prepaid |
| RTO Payable Charges | As per actual amount | Any regulatory/ statutory reporting charges | As per actual amount |
| Deferral charges | Rs. 250/- including taxes | Other Charges | As per actual amount |
| SMS alert charges | Rs. 15/- per quarter | Default Period Interest | Interest on Amount due (Overdue EMI) at the contracted rate of interest till such default is cured by the Borrower |
| Revalidation of NOC/ Removal of Hypothecation (On request basis) | Rs. 500 /- | Yard Parking | Upto Rs. 100/- per day per vehicle |
टिप्पणी:-
- Applicable GST charges shall be levied as per the statutory requirement.
- *The Company shall be permitted to levy any other charges in the nature of reimbursement from the customer like, legal charges, RTO charges etc. including applicable taxes. The Company may levy any additional charges on cases to case basis as defined in the term of agreement."
- States in west region includes Maharashtra, Gujrat and Karnataka.
