होम रेनोवेशन मॉर्गेज लोन - शुल्कों की अनुसूची
PARTICULARS | CHARGES | PARTICULARS | CHARGES |
|---|---|---|---|
| Bounce charges/ Instruction Revocation charges / Dishonor charges | Rs. 500/- per bounce | Stamp Duty Charges | As per actual amount plus handling charges |
| Cheque Swapping charges | Rs. 500 /- per swaps | Duplicate NOC issuance charges | Rs. 1,000/- |
| Foreclose Statement Charges | Rs. 2,000/- | Legal and courier charges | Rs. 1,000/-, once in whole tenor, if collection charges are levied |
| Valuation Charges | Upto Rs. 2500/- | Late Payment charges | 3% per month of Amount Due (Overdue EMI) |
| Collection Charges | Rs. 250/- if delay in deposit of EMI by more than 14 days from the due date | Loan Cancellation charges | Upto Rs. 15,000/- |
| RTGS/NEFT Charges | Rs. 100/- on every RTGS/NEFT transaction of disbursement | Prepayment/foreclosure charges | 5% of principal outstanding |
| Collection visit charges | Rs. 250/- per visit upto 2 Times in a Month | Part prepayment charges | 5% of the part principal prepaid |
| NACH rejection charges | Rs. 1000/- once in whole tenor post rejection of NACH mandate | SMS alert charges | Rs. 15/- per quarter |
| Processing Fee (Including Stamp Duty Charges) | Upto 4% of the sanctioned amount | Login Fees | Rs. 2000/- |
| Legal charges | up to 2500/- | Default Period Interest | Interest on Amount due (Overdue EMI) at the contracted rate of interest till such default is cured by the Borrower |
| Any regulatory/ statutory reporting charges | As per actual amount | - | - |
| Other Charges | As per actual amount | - | - |
| Revalidation of NOC | Rs. 500/- | - | - |
| Loan statement charge | Rs. 250/- | ||
टिप्पणी:-
- Applicable GST charges shall be levied as per the statutory requirement.
- *The Company shall be permitted to levy any other charges in the nature of reimbursement from the customer like seizing charges, legal charges, RTO charges etc. including applicable taxes. The Company may levy any additional charges on cases to case basis as defined in the term of agreement.
- Upon the customer’s request and with their consent, the Company shall deduct the following amounts from the customer’s disbursal: Loan Suraksha Premium/Insurance Premium/ Health Assistance Programme – Will be as per actual amount.
