कार लोन - शुल्कों की अनुसूची
PARTICULARS | CHARGES | PARTICULARS | CHARGES |
|---|---|---|---|
| Bounce charges/ Instruction Revocation Charges / Dishonour charges` | Rs. 500/- per bounce | Seizing Charges | Upto ₹ 10,000 per incidence |
| Cheque Swapping charges | Rs. 500 /- per swaps | Prepayment/foreclosure charges | 5% of principal outstanding |
| Foreclose Statement Charges | Rs. 500/- | Loan statement charges | NA |
| Valuation Charges | Rs. 800/- including taxes (for the states in west region) Rs. 700/- including taxes (other states) | Duplicate NOC issuance charges | Rs. 1,000/- |
| Collection Charges | Rs. 250/- if delay in deposit of EMI by more than 14 days from the due date | Legal and courier charges | Rs. 1,000/-, once in whole tenor, if collection charges are levied |
| HPN deferral charges | NA | Late Payment Charges | 3 % per month of Amount Due (Overdue EMI) |
| Insurance Transfer Charges | Rs. 250/- including taxes | Loan Cancellation charges | upto Rs. 10,000/- |
| RTGS/NEFT Charges | Rs. 100/- on every RTGS/NEFT transaction of disbursement | RC extract charges | Upto Rs. 100/- |
| Collection visit charges | Rs. 250/- per visit upto 2 times in a month | Third party insurance charges | Rs. 1,500/- including taxes |
| NACH rejection charges | Rs. 1000/- once in whole tenor post rejection of NACH mandate | Part prepayment charges | 5% of the part principal prepaid |
| Processing Fee (Including Stamp duty charges) | Upto 4% of the sanctioned amount | Any regulatory/ statutory reporting charges | As per actual amount |
| RTO Payable Charges | As per actual amount | Other Charges | As per actual amount |
| Deferral charges | Rs. 250/- including taxes | Default Period Interest | Interest on Amount due (Overdue EMI) at the contracted rate of interest till such default is cured by the Borrower Interest on Amount due (Overdue EMI) at the contracted rate of interest till such default is cured by the Borrower Interest on Amount due (Overdue EMI) at the contracted rate of interest till such default is cured by the Borrower Interest on Amount due (Overdue EMI) at the contracted rate of interest till such default is cured by the Borrower |
| SMS alert charges | Rs. 15/- per quarter | Yard Parking | Upto Rs. 100/- per day per vehicle |
| Revalidation of NOC | Rs. 500 /- | - | - |
| Delay in Hypothecation | In the event the customer does not hypothecate/ mortgage security within 7 days from the date of disbursement of loan, the Company shall charge INR 30 per day (post expiry of 7 days) till the time such hypothecation/ mortgage is registered in favour of the Company and intimated or updated in the records of the Company. | ||
टिप्पणी:-
- Applicable GST charges shall be levied as per the statutory requirement.
- *The Company shall be permitted to levy any other charges in the nature of reimbursement from the customer like, legal charges, RTO charges etc. including applicable taxes. The Company may levy any additional charges on cases to case basis as defined in the term of agreement.
- States in west region includes Maharashtra, Gujrat and Karnataka.
- Upon the customer’s request and with their consent, the Company shall deduct the following amounts from the customer’s disbursal: Credit Life (Loan Suraksha) Premium/Insurance Premium/Health Assistance Programme – Will be as per actual amount
